RAM Ratings Lanka is a domestic credit rating agency registered under the Securities & Exchange Commission of Sri Lanka (SEC) Act, No. 36 of 1987. RAM Ratings is recognised by the Central Bank of Sri Lanka to carryout mandatory credit ratings of financial institutions and as an ECAI for Basel II. In addition RAM Ratings Lanka is also recognised by the Insurance Board of Sri Lanka to carry out Claims-Paying Ability Ratings of insurance companies.

Having started operations in 2005, RAM Ratings Lanka has to its credit, rated banks, finance, leasing and insurance companies in addition to corporate profile and issue ratings. In its short history it has gained considerable market share in the rated market and has become the market leader in rating finance and insurance companies. With its ECAI status, RAM Ratings Lanka is poised to gain market share in corporate profile ratings as well.

Renowned for its independent, unbiased views and for its clear and in-depth reports, RAM Ratings Lanka aims at meeting the information needs of a developing market like Sri Lanka.

RAM Ratings Lanka takes pride in being independent of any regulatory or other local participation either in its shareholdings, its board or its rating committee and hence is able to provide unbiased opinions, which it ensures through a multi-layered rating process.

RAM Ratings Lanka is a wholly owned subsidiary of RAM Holdings Berhad which also holds RAM Rating Services Berhad (“RAM RS”) and RAM Consultancy Services Sdn. Bhd. RAM Holdings was recently formed in line with the requirement of the Securities Commission of Malaysia to separate the rating and consultancy services, and with the intention of expanding its rating services into the Asian region. Previously, both rating and consultancy services were under the Malaysian domestic rating agency known as Rating Agency Malaysia Berhad (“RAM”). With the restructuring, the rating agency was renamed RAM RS and became a subsidiary of RAM Holdings along with RAM Ratings Lanka.